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Select Question:

What is a 3R CARD?
What name will be printed on the card?
Does your 3R CARD expire?
Are there any withdrawal limits?
Are there any loading limits?
Who can apply for a 3R CARD?
Are there different types of cards?
How secure is my money with 3R CARD?
How is 3R CARD better than cash?
Where can I get a 3R CARD?
How can I order a 3R CARD?
How can I apply for the credit line?
What is the identification process?
When will I get a 3R CARD?
Where can I use my 3R CARD?
Can I use my 3R CARD for internet purchases?
Can I use my 3R CARD like a credit card before I add money to the card?
Do I need a good credit record to get a 3R CARD or credit limit?
Will I pay interests on whole amount of opened credit line?
How do I add money to my 3R CARD?
What is the average delay of funding 3R CARD account?
Can I transfer money from my 3R CARD account?
Is my money protected if my card is lost or stolen?
What happens if I forget my Personal Identification Number (PIN)?
I want to use a 3R CARD to transfer money to relatives in another Country. Can I have a 2nd account, send the card to my relatives and simply transfer from card to card?
Is it less expensive to transfer money from card to card than using a traditional wire transfer service?
Are there any transaction fees?
How is the currency exchange rate calculated when the card is used outside of my Country?
Can I find out how much money is in my 3R CARD account? Or do I have to keep track of that myself?
I'm looking at this on a friend's computer and I don't have one of my own. Do I need a computer to use a 3R CARD?
How much does it cost to get a 3R CARD?
How many cards can I order?
Are there any limits to how much money I can store on my 3R CARD?
Is there someone who I can talk to if I am having a problem?
Why should I trust 3R CARD?
Can I cancel my order and request a refund, and how can I do it?

Answers:

What is a 3R CARD?
3R CARD offers the Visa Classic card, what are known as "stored value" cards. Quite simply, that means that you store money and access it by using your card worldwide at a bank machine (ATM, review locations here) or by using it like a bank debit/credit card to make purchases (in the internet shops or at POS terminals, available worldwide).

What name will be printed on the card?
The name of the Cardholder, as it specified at Application Form and in submitted documents.

Does your 3R CARD expire?
Yes. The issued 3R CARD valid during 24 monthes.

Are there any withdrawal limits?
3R CARD features a limit of (per card):
2,500.00 USD Daily ATM Withdrawal Limit
3,000.00 USD Daily POS Withdrawal Limit
75,000.00 USD Monthly (Thirty "30" Days) ATM Withdrawal Limit
90,000.00 USD Monthly (Thirty "30" Days) POS Withdrawal Limit

Are there any loading limits?
3R CARD features a limit of (per card):
9,500.00 USD Daily load limit
30,000.00 USD Monthly (Thirty "30" Days) Load limit

Who can apply for a 3R CARD?
Anyone can apply regardless of his or her nationality, country of residence, credit history or status.

Are there different types of cards?
Yes and no. All cards function in basically the same way, but using the debit card, the Cardholder can't spend or withdraw more than it was loaded, and the issued credit card has been granted with the credit line, so the Cardholder can spend more, than it was loaded by using credit funds. And it is difference in the tariffs for issuing and servicing debit and credit cards (see our Tariffs).

How secure is my money with 3R CARD?
A 3R CARD is more secure than a bank card. Like a bank card, nobody can get at your cash without your Personal Identification Number (PIN). What's more, unlike a bank card, the maximum risk that you face is the amount of money stored on the card. With a normal bank card, someone who steals both your card and PIN may be able to clean out your entire bank account.
When it comes to the question of security, the term "stored value" may be a little misleading. The money is not actually stored on the card. It is stored on our secure computers and can only be accessed if you provide your PIN when you use your card at an ATM.
Your PIN is not stored anywhere on your card, not even on the magnetic stripe. The information on the stripe merely identifies you so that our systems can compare the PIN that you enter to the one that is stored in our secure computers. That way, a thief who steals your card cannot learn your PIN even with a magnetic card reader.
Because your PIN is so critical to the security of your card, it is important that you protect it. Be sure that nobody is looking over your shoulder when you enter your PIN. Even if you aren't aware of anyone watching you, it is still a good idea to shield the keys of the ATM with your other hand when you enter your PIN.

How is 3R CARD better than cash?
There are lots of ways that 3R CARD beats cash. To name just three:
1. 3R CARD is more secure than cash. If cash is lost or stolen it is likely gone forever. If your 3R CARD is lost or stolen, it can be replaced. No one can get at your money unless they also have your PIN. (We recommend that you do not write down your PIN or, if you do write it down, never keep it in the same place as your card.)
2. A 3R CARD is a global money and debit/credit card. When you use cash, you usually have to exchange your money for local currency when you travel out of the country, which can be a costly and time-consuming inconvenience. With 3R CARD, you can use your card at any worldwide ATM. All cash withdrawals are automatically in the local currency.
3. You can get more cash for purchasing by using the granted credit line.

Where can I get a 3R CARD?
You can purchase a card online by clicking here.

How can I order a 3R CARD?
Simply, go to the order section, fill the Application Form, make payment and than ordered 3R CARD will be issued and delivered to your home via regular mail (by courier mail DHL or FedEx for additional $40 cost).

How can I apply for the credit line?
You can apply for the credit line after 3 month of using of your card. The minimum amount of the credit line is $100. The maximum amount of the credit line is the 50% from the average monthly turnover for the last quarter but no more than $10,000.

What is the identification process?
After receiving the 3R CARD, you will be asked to submit via email or mail the scanned or notarized copy of your photo ID (passport, drivers license or other valid identification document) for compleeting the identification and verification process and activation of your card.

When will I get a 3R CARD?
The ordered card will be issued during two weeks after receiving payment and submitting Application Form. Than, during 3 banking days it will be sent to the customer by regular mail. Delivery by regular mail may takes from 2 to 4 weeks, depending from the customer location. Usually, the customer will receive the card during 4 - 6 weeks from the date of order. For additional $40 cost, the card will be sent to customer by courier mail (DHL or FedEx).

Where can I use my 3R CARD?
You can use your card at any ATM located here or for purchasing in the internet shops or at POS terminals, available worldwide.

Can I use my 3R CARD for internet purchases?
Yes. The 3R CARD will be provided to you with the CVV2 (CVC2) code, that allow you to make purchases via internet.

Can I use my 3R CARD like a credit card before I add money to the card?
Yes. Simply, order the credit card and choose the amount of credit line you would like to be granted and than you can use the card to spend more than the amount of money that is stored on it.

Do I need a good credit record to get a 3R CARD or credit limit?
No. We don't require the good credit record or your credit rating for issuing the card or make decision about credit line because identification of Cardholder is required.
There is one exception. If Cardholder apply for the excess amount of the credit line, a credit check may be required, but it is a credit check for the loan, not for the card.

Will I pay interests on whole amount of opened credit line?
No. You will pay interests only on actually used credit funds not on whole amount of credit line.

How do I add money to my 3R CARD?
You can transfer money to your card over the Internet or at your bank. Please see the methods below:
- Liberty Reserve;
- PerfectMoney;
- AlertPay;
- WebMoney;
- card to card transfer;
- Bank wire transfer.

What is the average delay of funding 3R CARD account?
The average delay of funding (loading) of your 3R CARD account depends from payment option:
- via Liberty Reserve - instantaneously;
- via PerfectMoney - instantaneously;
- via AlertPay - instantaneously;
- via WebMoney - from 1 hour to 4 hours;
- card to card transfer - instantaneously;
- Bank wire transfer - from 24 hours to 72 hours.

Can I transfer money from my 3R CARD account?
Yes. You can transfer money from your 3R CARD account using next options:
- to Liberty Reserve account;
- to PerfectMoney account;
- to AlertPay account;
- to WebMoney account;
- card to card transfer (to another 3R CARD account);
- Bank wire transfer (to bank account or banking payment card account).

Is my money protected if my card is lost or stolen?
Yes. Nobody can get at your money without your PIN. If your card is lost or stolen, it can be replaced once we verify that you are the authorized cardholder.

What happens if I forget my Personal Identification Number (PIN)?
Not right away. If you have lost or forgotten your PIN number you cannot get a new one or reset the PIN in any way. If you have made 3 or more attempts at an ATM the system will automatically lock your card and disable use for 24 hours.
You can go back to any ATM after the 24 hour lock down period and try again. If you have in fact forgotten or lost your PIN number you must replace your card.

I want to use a 3R CARD to transfer money to relatives in another Country. Can I have a 2nd account, send the card to my relatives and simply transfer from card to card?
Yes. Simply order two individual cards. One card for each person. Then simply execute card to card transfers.

Is it less expensive to transfer money from card to card than using a traditional wire transfer service?
Quite simply. Yes. Check with the list of transaction fees.

Are there any transaction fees?
Yes. Check with the list of transaction fees.

How is the currency exchange rate calculated when the card is used outside of my Country?
Foreign banks usually send us withdrawals in their local currency. If that is different than the currency of your account we will apply a competitive exchange rate to convert it to your card's currency.

Can I find out how much money is in my 3R CARD account? Or do I have to keep track of that myself?
You can see your card's balance, along with any transactions applied to your card, on the secure 3R CARD Web site.

I'm looking at this on a friend's computer and I don't have one of my own. Do I need a computer to use a 3R CARD?
No. You don't need your own computer to have a 3R CARD. You can use the card just like any other bank debit/credit card. You can use any computer equipped with a current web browser and internet connectivity to monitor your card activity.

How much does it cost to get a 3R CARD?
Usually. There is a fee associated with the card, but, depending on the purpose of the card, the issuer may decide to absorb that cost as part of its service.

How many cards can I order?
One card per one person.

Are there any limits to how much money I can store on my 3R CARD?
There are no limits to how much money you can keep in your 3R CARD account. But you are limited to how much you can withdraw. These limits are set by each Bank or ATM you use.

Is there someone who I can talk to if I am having a problem?
Yes. Please visit the section Contact Us at www.3rcard.com.

Why should I trust 3R CARD?
The security of your money is of utmost importance at 3R CARD. We take great care to protect it, such as using the highest publicly available level of security on our Web site.

Can I cancel my order and request a refund, and how can I do it?
Yes, you can cancel your order and request a refund.
If you are not satisfied with product, purchased directly from 3RCard.com, contact us within 30 days of your purchase date to receive a refund. Refunds, requested more than 30 days after your initial purchase date will not be issued unless the transaction was subject to a fraudulent purchase.
If customer request a refund within 14 days from the date of purchase, whole amount will be refunded without any charges and fees. Refunds, requested more than 14 days after your initial purchase date, will be charged with fees for product issuing.
Our refund policy applies only to product, purchased directly from 3RCard.com. If the card was purchased through another 3rd party or reseller, it must be returned to that 3rd party or reseller, which may in turn be subject to different return policies.
To cancel your order and request a refund, please contact us here or to our email contacts@3rcard.com with the subject 'Refund' and your Invoice number.